Licenses

The Bani Group Inc. at Keller Williams VIP Properties Valencia, CA
Servicing all southern California real estate needs!
The Bani Group Inc. DRE: 01992261 NMLS: 1889207
Lisa Lynn Baniahmad DRE: CA01497044 NMLS: 328265

Wednesday, June 22, 2022

DOWN PAYMENT MONEY IS OUT THERE - WE'LL HELP YOU FIND IT!

LET'S SEE IF YOU'RE ELIGIBLE?

CLICK THIS LINK TO FIND OUT NOW!



"I never knew these programs existed, but I found the down payment help we needed and we bought a home near family.Anna Rendell"





Monday, June 6, 2022

A NEW TREND IN REAL ESTATE OFFERING A GLIMMER OF HOPE FOR HOMEBUYERS!


A surprising upside for homebuyers

Though homeowners are putting up more “For Sale” signs, the one-two punch of higher home prices and mortgage rates makes purchasing a home nearly impossible for many buyers on a tight budget. As a result, many are dropping out or putting their homebuying plans on hold.

That is good news for home shoppers who have the financial leeway to keep looking, since they might not have to contend with the heated bidding wars of the past few months. Also, while the real estate market is still hot and inventory is technically still short in supply, the sellers that are now just listing know that the market has turned the corner on overpriced homes and huge over ask offers due to high interest rates, therefore, buyers might face more choices as well as less competition.

These trends together should bring more balance to the housing market that is expected to help cool the pace of price growth! If home shoppers can navigate higher housing costs, they should have more options to choose from in the near future and less competition from other aspiring homebuyers.

Even in the face of higher home costs, there are some factors keeping home shoppers highly motivated. One being, RENTS continue to surge by much more than normal, so many potential first-time buyers are looking to escape not only this year's increases but future rent hikes as well. Plus, many homebuyers anticipate that mortgage rates will continue to rise, providing a strong impetus to buy as soon as possible.

So, overall, buyers will need to move fast once they spot a place they like!

Please note: The buyers that are the most prepared to present an offer when ready will most likely be in the best possible position to get their offer accepted!

This includes:

  • Research regarding affordability, i.e., budget - a mortgage and payment you can live with!
  • You've discussed all of your buying options with a mortgage professional!  
  • Fully prequalified which includes credit review, income and proof of funds documents have been reviewed and verified
  • Legitimate pre-qualification letter received on company stationary from a Mortgage Professional who's reliable to speak to the Listing Agent if needed!
  • Letter to Seller 

If you are ready and want to learn about getting "properly" pre-qualified, Call Lisa right away @ 818.359.4145 to get started today! Email Lisa@trustlendingsolutions.com, visit: trustlendingsolutions.com

Thinking of buying a new home?

  5 tips for buying a new home Do your research and get pre-approved for a mortgage - Before you start house hunting, it’s important to kno...