Believe it or not, #1 is the most important step! You don't want to rush this step, brush over it lightly, that's for sure. Get out your computer, sit at the kitchen table with your loved ones, work up a quick budget, get out your tax returns, and your paystubs, and search for a calculator that starts with income. Feel free to go to our website: TheBaniGroup.com and click on calculators. You want to start with Income. Be sure to use Gross W2 Income. This is what the underwriter uses to calculate your qualifying ratios. If you are self-employed, it's a little more complicated. Feel free to give me a call, Lisa at 818-359-4145, and I can walk you through it. The Bani Group is a mortgage and real estate corporation. TrustlendingSolutions.com for all your mortgage needs, and Thebanigroup.com for all your real estate needs. Happy Shopping!
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